Employee Benefits


Your partnership with an employee benefits consultant has a far reaching effect.  Your consultant helps you manage your second biggest expense outside of payroll.  Even a small difference in results can have a dramatic difference on costs.  You need an employee benefits partner who will go the extra mile.  A team who cares about your business, its employees and that can take your business to the next level.

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business-brainstorming-graph-chart-report-data-concept

Employee Benefits


Your partnership with an employee benefits consultant has a far reaching effect.  Your consultant helps you manage your second biggest expense outside of payroll.  Even a small difference in results can have a dramatic difference on costs.  You need an employee benefits partner who will go the extra mile.  A team who cares about your business, its employees and that can take your business to the next level.

Vision | Strategy | Implementation | Results

Employee Benefits solutions that manage costs, attract & retain talent, simplify operations, remain compliant, engage employees, and helps your organization reach its full potential.
We’ll work with you to evaluate where you are, where you want to be and how to get there. We will deliver a long-term strategic plan focused on meaningful, economic impact that meets both your short and long-term goals.
Employee understanding of the benefits is critical to employee buy-in. Without buy-in, the positive impact on recruiting, retention and employee morale may be lost without effective communication plans.  Our annual communications plan drives employee engagement in benefits, wellness, culture and helps you build your brand.
Make your benefits offering a true competitive advantage.  Strengthen your culture and allows you to reclaim your benefit costs as an investment.
Is your medical renewal keeping you up at night?  That is only the tip of the iceberg.  Do you know how illness impacts your bottom line?  The business costs of illness go beyond your spend for health benefits.  Avoidable absences and impaired job performance also impact the bottom-line.  The right benefits consultant can help you.

  • 80-200% of annual compensation cost of turnover
  • 86% of medical claims tied to chronic conditions
  • Absenteeism – almost 12 additional days missed by unhealthy workers
  • Presenteeism – $3.9k cost per employee
  • $10,000 low end compliance fine
  • $.61 of every dollar spent on health care benefits is lost to illness and injury

Our work emphasizes that healthy, productive employees promote healthy business.

EMPLOYEE BENEFITS SOLUTIONS


Benefit Option’s employee benefits practice is designed to advocate and reinvest in small businesses, contain cost, promote regulatory compliance, and deliver superior account service. We focus on eight primary employee benefit service areas.

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Underwriting & Analytics

Plan design, strategic planning, financial forecasting, alternative premium fucing, and claims.
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Care Intervention

Option for memores to make more efficient care decisions without sacrificing quality.
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Compliance/Healthcare Reform

Tools, legislative updates, annual disclosure notices, SPD, From 5500 operation, rap documents.
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Wellness and Communication

Peering scrolling and campaigns Arnica communication plan drives engagement in benefits, wellness, and culture.
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Population Health Management

Healthcare consumption, data analytics, disease management, and aligned incentives to insurance.
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Ancillary Benefits

Competitive marketing and scoring drive results for entering plan services
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HR Services

Administration platforms, HR hotline bi-lingual services cops call centers, and services calendars to ease your administrative borders
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Technology

A creative complete digitals solution appears source and cohesive across every point of the client engagement

Employer of choice?

Ready to increase engagement, reduce turnover and ?

See how our specialized solutions empower small companies to improve culture.